Carmen Calvo-Couto | Mayo Wynne Baxter

European court of Justice ordered full refund of overpaid interest in Spanish mortgages

Gavel and columns

Following on my colleague Cristina’s article regarding the decision of the Spanish Supreme Court obliging banks to reimburse mortgage interest to customers, the European Court of Justice (ECJ) has now confirmed that there is no temporal limit and therefore claims can be made for a total retroactivity. In May 2013, the Spanish Supreme Court ruled… Read the rest of this post (No Comments)

Spanish inheritance – a few brush-strokes


“Happiness is not something ready made. It comes from your own actions” Dalai Lama If you are enjoying a holiday home in Spain, it may be a good idea that you also consider organising your paperwork to try to make your heirs’ life easier at the time of bereavement. Unfortunately, many people have been thrown… Read the rest of this post (No Comments)

Glimmer of hope for those lost Spanish property deposits


The beginning of the 21st century property boom encouraged many people to invest in property abroad and particularly in the South of Spain. Investors saw potential of the area, whilst lots of Britons enjoying the great weather decided to invest their life savings in a property there, maybe for holidaymaking or to retire. At that… Read the rest of this post (No Comments)

Access to air travel for disabled people and those with reduced mobility

Man with disabilities

In the last few years, there have been several incidents in the news in which airlines refused passengers with disabilities or with reduced mobility to board their flights. For example, a group of wheelchair users  ironically were travelling to attend a seminar about Germany’s efforts to create a society accessible to disabled people. They were… Read the rest of this post (No Comments)

La ley aplicable bajo el derecho inglés para casos de responsabilidad civil por lesiones antes de Roma II

Soccorso autostradale

Por Carmen Calvo-Couto, Solicitor en Mayo Wynne Baxter LLP Cuando nos encontramos ante litigios con elementos transfronterizos, es importante tener en cuenta qué ley aplicará el tribunal competente de la cuestión. Aunque en ocasiones pueda parecer sencillo, no es necesariamente el caso cuando estamos hablamos de litigios ante los tribunales ingleses y, particularmente, cuando preceden… Read the rest of this post (No Comments)

Right here, right now! The decision of the Supreme Court – flight delays and cancellations…

The pilot looks at his watch and waits for passengers

Refusal of the airlines to appeal– the latest development on the Regulation (EC) 261/2004 In an article we wrote on August 22, we discussed the latest decisions of the Court of Appeal in respect of Regulation (EC) Number 261/2004, which establishes the rules of compensation and assistance to passengers who may have been denied boarding… Read the rest of this post (No Comments)

Flight delays and compensation

The pilot looks at his watch and waits for passengers

In the last few months, English Courts have considered passengers’ rights to compensation due to flight delays in accordance with Regulation (EC) Number 261/2004. This European Regulation establishes the rules of compensation and assistance to passengers in the event of being denied boarding, cancellation or long flight delays. Cases of denied boarding and cancellation are… Read the rest of this post (No Comments)

Be informed, be warned! New double taxation treaty between Spain and United Kingdom now in force.

Marine planning

Spain and the United Kingdom have had a Double Taxation Treaty since 1975 which was amended in 1993. However, there was a more recent need for modernising its provisions due to the current economic and commercial relationships between Spain and the United Kingdom (UK) and a new treaty is coming into force on 12 June… Read the rest of this post (No Comments)

One a penny, two a penny… and every little helps!

Travel Law

Thanks to the 2014 Budget, we can now save money when we drink beer, play bingo and we can even invest these savings (or at least up to £15,000) on a new cash ISA.  But this is not all – hopefully we will be able to have cheaper holidays to long-haul destinations soon. The Chancellor… Read the rest of this post (No Comments)

Keeping up to speed with the driving laws in Spain

Driving in Spain

For holidaymakers and people looking to move to Spain, it is important to keep on top of the ever-changing laws – particularly those relating to driving. The Spanish government has recently approved changes in traffic law with the main aim being, in theory, to reduce the amount of accidents on Spanish territory. I say in… Read the rest of this post (No Comments)